As you have probably found as you call around to various chiropractic offices, many of them are out-of-network and do not take insurance. This is not unique to the chiropractic profession as we see more and more medical doctors opening concierge practices and going “fee for service.” Now understand, these offices are not doing this because they don’t like you. In fact, it is because they care more about you. Here are three reasons Chiropractors do not take insurance. This first reason is that it often costs the patient MORE money to utilize their insurance. When I first opened my practice and I was in-network with a few insurance carriers, the majority of the patients who came in either had a deductible so high that they were considered a “cash” patient or their copay was actually HIGHER than my office visit! If I would have remained in-network and accepted insurance I would have needed to hire at minimum 1-2 additional people and possibl...